Scam alerts

How investment scams create false confidence

Professional websites, small early withdrawals and convincing account managers can all be part of an investment scam.

Published 27 July 2026 Reviewed 27 July 2026 1 minute read

Originally published in 2025. Substantially updated and republished in August 2026.

Reviewed by the CyberSafeHome editorial team. Important guidance links to official or authoritative sources where available.

Investment scams are designed to feel credible. They may use polished websites, fake celebrity endorsements, social-media adverts and persistent personal contact.

Warning signs

  • Unexpected contact or an advert promising unusually high or steady returns
  • Pressure to invest before an opportunity closes
  • Requests to install remote-access software
  • Payments to personal, overseas or changing bank accounts
  • A demand for tax, insurance or release fees before withdrawing money
  • Advice to mislead your bank about the purpose of a payment

Before investing

  1. Stop contact and take time to research independently.
  2. Check the firm and contact details using the FCA Register.
  3. Check the FCA Warning List.
  4. Consider regulated financial advice before committing money.
  5. Do not rely on testimonials, displayed balances or screenshots as proof.

If you invested

Contact your bank immediately. Do not pay a further fee to withdraw or recover the money. Recovery approaches after a loss may be another scam.

Source

Financial Conduct Authority: online trading scams